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Water saving tips for Summer

Savewater.com.au, Australia's largest and most credible resource for water saving ideas and solutions, has compiled a list of ten easy ways to save water at home this Summer.

According to Nigel Finney, CEO of the savewater! Alliance®, the average daily water consumption in Melbourne during Summer is 1,675ML* — or 167.5 Olympic sized swimming pools. This represents a 53 per cent increase over Winter water use, 40 per cent more than Spring and 28 per cent more than Autumn.

How to choose a home loan

The Australian mortgage market is worth in excess of $90 billion per annum, with more than $55 billion in owner-occupier mortgages generated over the past year alone. It's a big business, and one which has attracted hundreds of players eager to share the spoils.

Lower mortgage lending margins have been one result of this boom, another has been the rapid growth in mortgage types. Honeymoon rates, switchable loans, equity overdrafts and a host of other terms unheard of 10 years ago are now an everyday part of the home buying lexicon.

How to choose a selling agent

Selling a property is not something you do every day so knowing what to look for in a selling agent isn't exactly an easy thing to do.

If you choose a selling agent purely on quoted price, you could make a huge mistake. Thousands of sellers have learned from bitter if not expensive experience that the price the selling agent says you should achieve and the price the property is really worth and ends up selling for are often quite different.

Tips for buying your first home

Avoid the common potentially devastating mistakes first time home buyers — and even second or third time buyers, for that matter — make.

Buying a home can be a hair-raising experience. Finding the right place, securing the loan and moving in are stressful. And, if you're like most of us, your home will be your largest investment you're likely to make, so the emotions over such a large and personal purchase can often cloud good judgment.